COMPARISION OF GOLD V/S FCNR $ DEPOSIT, NRI, NRI Account, NRI Services, Bank in India

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COMPARISON OF GOLD V/S RUPEE DEPOSIT
YEAR	GOLD VALUE RS.	GAIN/LOSS RS.	GAIN/LOSS %	NRE DEPOSIT RS. 1 YR.	INTEREST RATE P.A.	INTEREST RS.	MATURITY VALUE RS.
1990	3200	-	-	3200	12%	402	3602
1991	3466	266	8.31	3602	12%	452	4054
1992	4334	868	25.04	4054	12%	509	4563
1993	4140	(-) 194	(-) 4.48	4563	8.5%	400	4963
1994	4598	458	116	4963	6.75%	344	5307
1995	4680	82	1.78	5307	7.5%	409	5716
1996	5160	480	10.26	5716	7.5%	441	6157
1997	4725	(-) 435	(-) 8.43	6157	6.25%	394	6551
1998	4045	(-) 680	(-) 14.39	6551	6.25%	419	6970
1999	4235	190	4.70	6970	6.4%	457	7427
2000	4380	145	3.42	7427	6.5	495	7922
GAIN/ LOSS FROM 1990 TO 2000		1180	36.87%			4722	147.56%
ANNUALIZED GAIN			3.35% p.a.				13.41% p.a.
GAIN OF NRE DEPOSIT OVER GOLD							110.69%
ANNUALISED GAIN OF NRE OVER GOLD							10.06%

COMPARISON OF SILVER V/S RUPEE DEPOSIT
YEAR	SILVER VALUE RS.	GAIN/LOSS RS.	GAIN/LOSS %	NRE DEPOSIT RS. Yr.	INTEREST RATE P.A.	INTEREST RS.	MATURITY VALUE RS.
1990	6463	-	-	6463	12%	799	7262
1991	6646	183	2.83	7262	12%	898	8160
1992	8040	1394	20.98	8160	12%	1009	9169
1993	5489	(-)2551	(-)31.73	9169	8.50%	796	9965
1994	7142	1653	30.11	9965	6.75%	684	10649
1995	6335	(-)807	(-)11.30	10649	7.5%	814	11463
1996	7346	1011	15.96	11463	7.5%	876	12339
1997	7345	(-)1	(-)0.01	12339	6.25%	783	13122
1998	8560	1215	16.54	13122	6.25%	833	13955
1999	7615	(-)945	(-)11.04	13955	6.40%	907	14862
2000	7900	285	3.74	14862	6.50%	982	15844

GAIN / LOSS FROM 1990 TO 2000		1437	22.23%			9381	145.151%
ANNUALIZED GAIN			2.021% p.a.				13.20% p.a.
GAIN OF NRE DEPOSIT OVER SILVER							109.071%
ANNUALISED GAIN OF NRE OVER SILVER							9.92% p.a.