Profile of
RAJESH H DHRUVA, B.Com, F.C.A.,
Chartered Accountant & NRI counselor

 

1. 

 

2. 

 

 

3.

Born in 1955.

1st class B.Com. of the M.S. University of Baroda – Year 1975.

 

In 1982 passed the final exam. Of Chartered Accountancy and since 1998 practicing as an NRI Consultant at Rajkot in Gujarat State, India.

 

Core area of practise is advising NRIs in matters related to FERA,1973, FEMA,1999 ,Direct tax laws i.e. Income-Tax Act,1961 and Wealth-Tax Act,1957 and Banking regulations and facilities, Tax Treaties & Investments in Indian Mutual Funds & Indian Corporate Forex Bonds.

4.

01.

Chief Executive  :

www.nribanks.com 
(only of its kind of website showing rates of interest offered to overseas Indians by 70 or more Indian banks and the best of them all).
 femaonline.com 

(only website presenting updated & edited Exchange Laws (FEMA), RBI Regulations and also showing Tax Laws and Banking facilities).

 

02.

Chief Executive  :

Keynote Consultancy Pvt. Ltd. and Keynote Consultancy
 (NRI - F.E.M.A. Tax and Finance Consultancy).

 

03.

Director     : 

Sunflower Apparels Private Limited
 (makers & exporters of ethnic garments)

 

04.

Promoter   :

the retreat  

(a farmhouse sojourn)

5.

01.

Chairman   :

Rajkot Branch of the Institute of Chartered Accountants of India –
Year : 1987 – 88.

 

02.

Chartered Member:

Core Team of Co-Federation of Overseas Indians

 

03.

Consultant   :

formerly  on panel of Consultants- State Bank of India, A'bad.
formerly Advisor to UTIBank, Mumbai.

 

04.

Representative   :

UBS, Singapore; ING, Singapore; ICICI Bank, UK & State Bank of India, Bahrain.

6.

Specialisation : NRI Consultancy, in matters related to FERA/FEMA, tax & banking and AMFI registered Corporate MUTUAL FUNDS Advisors.        

7.

Author               : " Facilities for Non-Resident Indians " . Seven editions published since 2004 - previous four editions by State Bank of India, Mumbai & Gujarat Branches in English & Gujarati       

8.

Presentation:  

  

01. Presented papers and delivered talks on FERA/FEMA, NRI’s Taxation; tax and financial planning and other subjects at various seminars and symposiums organized by:

  

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Various Non-Resident Indian’s Associations and Forums including State Bank of India, UK & ICICI Bank, UK at :

  

  

U.K.        ;    

  Portugal         ; 

     Kuwait            ;  

  Dubai           ;     

 

  

Bahrain       ;

  Oman        ;

     Abu Dhabi         ;  

  Kenya        ;

  

  

Tanzania       ;

  Uganda       ;

     Sudan    ; 

  South Africa    &  Ethiopia     ;

  

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Rajkot, Pune and Baroda Branches of : The Institute of Chartered Accountants of India;

   

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Vadodara Stock Exchange, Baroda;

   

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Rajkot Tax Consultants’ Society; Rjt. Chamber of Commerce; Rjt Eng.Association;

  

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 All India Radio and Doordarshan, Rajkot

  

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 State Bank of India: London, Mumbai , Rajkot, Ahmedabad, Baroda, Bhuj, Surat, Anand.

  

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 ICICI Bank  London and Leicester

  

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 Axis Bank, Rajkot and Centurion Bank, Rajkot

  

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 Banker’s Training College of State Bank of India and State Bank of Saurashtra, at Rajkot, Ahmedabad and Baroda.

   

02.

Presentation to the Finance Minister regarding :

   

     

i)

Anomalies & Remedial suggestions re: India Development Bonds.

ii)

Anomalies & Remedial  suggestion for FEMA 1999.

iii)

Continuation of exemption re: interest on NRE & FCNR Account ACCEPTED as against Vijay Mehta's committee Report in 2002.

iv)

Continuation of exemption re: interest on NRE & FCNR Account in 2004 Again ACCEPTED.

v)

TDS anomalies regarding Long Term capital gains of NRI's.

vi)

Anomaly in Tax Deduction at Source (TDS) under Double Tax Treaty

     

03.

Written articles on the above subjects – published in various professional journals and news papers including ;
 "Bombay Chartered Accountants Journal",
"Chamber of Income Tax Consultants, Bombay,"
"The Economic Times, Mumbai",
"Financial Express, Mumbai" ,
"Gujarat Samachar (U.K.)", and others.

9.

   

Close association with State Bank of India in India and UK by way of :

 .01 addressing innumerable seminars organized by various branches of Gujarat, Mumbai and London;

.02 writing articles on the subjects of Non-Resident Indians (NRI) Regulations and India Shining series  in Air India's "Namaskar" as adverts of State Bank of India and

.03 writing articles in the maiden issues of  "Corporate" -  in-flight magazines of Air India being published as adverts of State Bank of India and also

.04  Last four editions both in English and Gujarati of "Facilities for Non-Resident Indians" an NRI Guide authored by self being published by State Bank of India, Mumbai and Ahmedabad for NRI account holders.